Volunteer Insurance

Explanation of AIG Travel Insurance

Updated June 2017

Maranatha mission projects are construction projects where people can get hurt. It is not possible for Maranatha to analyze everyone’s insurance policy to see whether his or her insurance is current and the coverage is in effect at the location of the project. The Maranatha Board of Directors decided that the safest route was to require everyone to purchase the insurance coverage through Maranatha’s carrier.

  • All volunteers will be covered by this insurance policy from the time they depart for the project until they return home. For volunteers who have extended travel by arriving before or staying after a project, the insurance would start and end on the Maranatha project dates based on the project application.
  • The policy that volunteers are covered on depend on location of project and home residency of the volunteer. Both policies are primary policies that do not have a deductible. As with all insurances, some exclusions apply.
  • Both policies also include Travel Guard’s Travel Assistance Services (Travel Security Reports, Lost Baggage/Passport Services, Insurance Coordination, Legal Assistance, and Emergency Cash, etc.).  Confirmed volunteers will receive a policy number to create an online account to access security reports, travel tips and alerts, etc. After creating an account, download the “AIG Travel Assistance” app for iOS and Android.

 

Insurance for Domestic Projects

For volunteers participating on projects in their home country, Maranatha carries the following accident insurance policy. Maranatha does not carry or maintain health, medical, workers compensation or disability insurance coverage.

 List of Benefits (accident only): Maximum Coverages:
 Medical Expenses  $100,000
 Dental Expenses $250 per tooth
 Emergency Medical Evacuation  $1,000,000
 Accidental Death or Dismemberment $75,000
 Repatriation of Remains $1,000,000

 

Download full domestic policy details about the coverages and exclusions.

 

Insurance for International Projects

For volunteers participating on projects outside their home country, Maranatha carries the following medical, accident and travel policy. Maranatha does not carry or maintain workers compensation or disability insurance coverage.

List of Benefits: Maximum Coverages:
Medical/Dental Expenses (includes sickness) $100,000
Trip Cancellation $1,000
Trip Delay $500 per day, $5,000 max
Return Air Fare $1,000
Lost Baggage Personal Effects Replacement $2,000; $500 per item max
Security Evacuation $100,000
Emergency Medical Evacuation $1,000,000
Accidental Death or Dismemberment $75,000
Repatriation of Remains $1,000,000

 

Download full international policy details about the coverages and exclusions.

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